Portfolios & wealth

Independent modules for tracking what you watch, what you own, what it costs you, and what the tax bill might look like.

Watchlists

Named lists of symbols you want to keep an eye on: no positions, no ledger, just quotes.

• Add symbols by searching (crypto via CoinGecko, stocks/ETFs via Yahoo), start from a curated template (Crypto Top 10, Magnificent 7, US Index ETFs, Semiconductors), or import a Portfolio Tracker portfolio, where re-importing reconciles instead of duplicating.
• Each row shows the live USD price, 24h / 3d / 7d / 30d changes, a 30-day sparkline, the exchange, and a free-form note per symbol. Sort by any column, filter by name.
• Auto-refresh per list, from every minute to daily (15 min default). The page estimates the request rate and warns before an interval risks free-API throttling. Quotes are cached server-side, so reopening the page is instant and never hits the providers.

Custom quote sources

The public sources (CoinGecko / Yahoo) work out of the box with no setup. If you have your own market-data account, plug in a data connector, the same shared provider account Historical Data and the chart use, created once and granted to Watchlists. Each connector carries its own credentials (typed, or picked from the Vault) and its own request limit.

• A list can pin a connector as its default source, and each symbol can override it: follow list, auto, or a specific connector.
• Per-symbol provider tickers (BTCUSDT, AAPL.US, …) are derived automatically and stay editable when a provider names a symbol differently.
• A quote that fails surfaces on its own row, so one bad symbol doesn't hide the rest of the list.

Know your plan's limits

A list backed by a custom source unlocks 5s–30s refresh intervals. Those are fast enough to burn through an API plan quickly: excess calls fail and can get your key blocked. Watch the counters in Settings → API rate.

Price alerts

Any symbol can carry alerts, set from the bell on its row. Each one reads as one sentence you assemble left to right, notify me when BTC moves ±5% from now:

• A level (price above or below a value), or a move measured in % or in $, up, down or either way.
• A move is measured from now, or over a rolling window (1h, 4h, 12h, 1d, 3d, 7d, 30d).
• One shot or repeating, with a re-arm delay (5m to 1d) so a single swing cannot fire on every refresh.
• Destinations: the in-app inbox plus any notification channel you pick per alert. Watchlists can only target channels it has been granted.

Alerts are evaluated server-side inside the refresh loop, so they fire with the page closed and the browser shut.

List description

A watchlist carries an editable description under its name, for what the list is actually for.

Portfolio Tracker

Live value of your actual holdings, one portfolio per account or theme.

• Add assets by searching (crypto coins or stocks/ETFs) and record buy/sell operations (date, quantity, price, fee, note). Realized and unrealized P/L, average cost and weights are computed from the ledger.
• Trade currency per asset: each asset declares the currency its operations are entered in, so a EUR-bought share isn't logged as if it were USD. Form labels follow that currency. Spot quotes stay in USD: cost basis and realized P/L convert at each operation's own date using the Trading Journal FX rates, so a buy from three years ago keeps its historical rate. A popover in the form explains where each price comes from.
• Auto-refresh: a one-time reconcile step checks every holding against its price source; fix any that come up unresolved (or mark them manual) and enable daily auto-update, after which prices refresh in the background every day.
• Per portfolio: value, cost basis, unrealized/realized/total P/L, best & worst asset, allocation by asset or class, and a value-over-time chart (day/week/month/year) that fills in as refreshes accumulate.
• The description stays editable after creation, next to a foldable investment thesis note kept with the portfolio, for why you hold what you hold.

Cash, income and costs

The ledger is not only buys and sells. Cash & income in the operations tab books a deposit, a withdrawal, a dividend, interest, a coupon, a fee or a tax, each in its own currency and with an optional fee withheld. Income can name the holding that paid it, or nothing at all when it came from the account itself.

From those rows the portfolio gets a cash balance per currency, a total income, and a real net worth (positions plus cash). Negative cash is shown, never clamped: it means margin, or a ledger missing its deposits, and both are worth seeing.

Analysis

The Analysis tab answers performance, risk and exposure in one place. Seven independent views, each asking only for the data it needs, so Book renders instantly on a fresh install while Stress pays for candles.

A view that cannot answer says why and what to do about it. It never shows a zero it did not measure. No history yet, a book too short to annualize, no benchmark picked, no candles for it, no targets set: each one is a sentence and a button, not an empty chart.

View	Needs	Answers
Book	the ledger, nothing else	net worth, invested against cash, unrealized, realized, income, allocation by class
Performance	daily history	return, IRR, annualized, net contributions, per window
Risk	daily history	volatility, drawdown, Sharpe, Sortino, Calmar, best and worst periods
Benchmark	daily history and the benchmark's candles	what the index would have returned at your volatility, alpha, beta, capture
Income & costs	the ledger's cash rows	income collected, costs paid, annual drag, the curve without fees
Allocation	a target allocation	current against target, drift, the trades that close it
Stress	daily candles per holding	historical replay and factor shocks, with the covered share

Every view runs over the same window picker: 1M, 3M, 6M, YTD, 1Y, 3Y, 5Y, all, or a custom range. A window longer than your history is reported as not covered, with the days it actually holds, rather than passed off as a full three years.

Performance and risk

Performance reports a time-weighted return next to an IRR, and they answer different questions. Time-weighted is what the investments did, deposit-adjusted, because a contribution is not a rally. IRR is what you got, money-weighted, so timing your buys well shows up there and nowhere else. Net contributions sit beside them, and a return under two months is not annualized: multiplying six weeks by eight is a forecast, not a measure.

Risk reads the same curve: volatility, max drawdown, Sharpe, Sortino, Calmar, the share of days that ended up, best and worst day, month, quarter and year, and every drawdown deeper than 2 % with how long it took to fill. One still open is marked ongoing, with how far below the last high you are and how many days it has been.

The annualization factor is measured off your own curve, not assumed. A stock book trades about 252 days a year and a crypto book trades 365, and a mixed one is neither. Sharpe and Sortino use the risk-free rate set in the measurement settings.

Benchmark

Pick an instrument whose daily candles you have (SPY, QQQ, BTCUSDT) and the page answers the only question that settles an argument: what that index would have returned at your volatility, next to what you actually made. Beating the index by taking three times its risk is not beating it.

Underneath: total and annualized return for both, volatility, max drawdown and Sharpe side by side, then alpha, beta, tracking error, information ratio and up and down capture.

Your book is measured over the benchmark's own sessions. Compare a 24/7 portfolio to an index day by day and every Monday of the index eats a weekend of yours, which quietly understates your return.

Income and costs

What you collected, what you paid, and what the paying cost you. Dividends, interest and coupons on one side; trading fees and account fees on the other, with the annual drag as a share of your average net worth.

The curve is drawn twice: as it happened, and the same book with the fee legs removed. Fees are already inside your cost basis and your cash, so this is a comparison, not a subtraction you could do yourself.

Target allocation

Say what share of net worth each bucket should hold and how far it may drift before it counts as off, in Set targets. An allocation has to add up to 100 %, and one bucket can be given the remainder in a click. Saving an empty list turns the view off.

The view then shows current against target per bucket, the deviation, whether each one is in its band, and the trades that would close the gap: buy this much of that, sell this much of this. Anything you hold with no target is listed rather than ignored.

Display only. Nothing here places an order, and nothing rebalances on its own.

Stress testing

Two engines, and both tell you how much of your book the number covers.

Historical replay applies the realized daily path of 2008, 2020, 2022, 2018 Q4 or the 2021 crypto top to what you hold today, using the instruments' own candles over those dates. No model, no proxy. An instrument that did not exist then has no path: it is named and excluded, never substituted for an index.

Factor shock moves a real instrument (S&P 500, Nasdaq, rates, EUR/USD, oil, credit spreads) and reaches each holding through a measured sensitivity, fitted on its own candles. A holding with no candles, too short a history or a fit with no explanatory power gets no beta: it lands in unexplained with its weight, and the headline reads "−11.8 % across the 74 % of the book that could be measured". Cash has a beta of zero, which is usually the only diversification already in place.

A rate shock in basis points reaches a bond through a duration written on the scenario, so the figure can be argued with. Recession, inflation spike and credit widening ship as editable combinations of those legs.

A readiness panel lists what can be stressed and what cannot before you run anything, so a thin result is explained in advance rather than after.

Daily history

Every measure above except Book needs a curve, and snapshots only start the day you switch the daily job on. A portfolio you have kept for six years would otherwise be measured from last Tuesday. So the curve is rebuilt from the ledger and stored candles, day by day.

The gear in the Analysis tab opens Measurement setup:

1. Name each asset's candle ticker and the currency those candles are quoted in. A ticker in your ledger is not always the symbol your provider serves, and a share bought in EUR priced against USD candles is off by the exchange rate.
2. Download missing candles. They are queued as ordinary Historical Data jobs through the connectors granted to portfolios. If none of them carries one of your instruments, it is named, with what to grant.
3. Rebuild the curve. It reports the days rebuilt, and the days skipped because a holding had no candle that day. A day that cannot be valued is not stored, rather than stored wrong.

Editing an operation dated in the past marks the curve stale from that date and says so. Rebuilding stays your call. Refreshing a portfolio also downloads what is missing and extends the curve behind it, and tells you when a broker cannot serve one of your instruments.

Import an operations ledger

Import in the portfolio header reads a broker export, a spreadsheet or another tracker (CSV, TSV, JSON) and turns each row into one buy or sell operation. Same detection engine as the journal import: headers in six languages plus value sniffing, delimiter, decimal and date conventions decided per column, unidentified columns left unmapped.

Three things it refuses to guess:

• What a symbol is. Every symbol in the file must point at an asset: one you already hold in this portfolio (matched automatically), a new asset to create, or skip. An unresolved symbol blocks the import, and assets are only created once you confirm.
• A row that is neither a buy nor a sell nor a kind it recognizes is listed as a row error instead of being invented into an operation. Dividends, deposits, withdrawals, fees and taxes are recognized, in six languages, and book as themselves. If the file states no kind at all, set the default once for the whole import.
• A missing price is derived from amount ÷ quantity and flagged, never silently filled.

Nothing is written until you validate the preview. Each import is one batch, revertible whole (created assets stay), and de-duplicated per portfolio, so re-importing the same file changes nothing.

MyWealth

Net worth across everything: brokerage accounts, property, crypto, cash, valuables. Where Portfolio Tracker follows live-priced holdings, MyWealth tracks any asset you value yourself.

• Add assets with a name, type, currency and category, then record value updates over time (price × quantity, or a straight value, with a note). History is editable.
• Net worth chart by month or year, plus a per-category breakdown. Multi-currency with the same FX handling as the journal (assets without a rate are excluded and flagged).
• Templates, like the journal's: reserved price/quantity fields feed the value, custom fields hold notes per revision.
• Owned or owed: an asset can be a liability (a mortgage, a loan), so the headline is a real net worth. The page shows what you own and what you owe before it nets them.
• Link a portfolio instead of copying it: a linked portfolio is read live from the tracker every time, so its value in your net worth is never a stale copy.
• Valuation age: tell an asset how often it should be revalued and the page names the ones that have aged past it, oldest first. A house valued three years ago is wrong in silence, and this is what breaks the silence. A linked portfolio never goes stale — it is read, not remembered.

Managers' Portfolios

Browse superinvestors' 13F portfolios: what famous fund managers hold, position sizes, recent activity, reported vs current value, 52-week ranges. Filter by manager or by ticker (who holds AAPL?).

Since 13F data changes quarterly, you can save snapshots of any portfolio and compare over time.

Tax Calculator

Rough estimate of trading & investing taxes. Not tax advice.

• Profiles start from country templates (individual or professional) and remain fully editable: marginal income rate, social charges, capital-gains and dividend allowances, optional wealth-tax brackets (e.g. CH, ES, NO), long-term relief tiers.
• Enter figures in Summary mode (start/end value, contributions, withdrawals, realized share) or Itemized mode (capital gains, derivative gains, crypto gains, dividends, interest, prior losses carried).
• Load Trading Journal: with the journal installed, one click loads a tax year's realized PnL, split into capital / derivative / crypto gains, converted at the year-end FX rate.
• Results show the estimated tax with a per-item breakdown (taxable, allowance, base, rate) and the effective rate. Save scenarios to history to compare.

Subscriptions

Every recurring cost in one list (trading tools, data feeds, streaming) with price, currency, billing frequency (weekly/monthly/quarterly/yearly) and category.

You get monthly/yearly spend charts (grouped or per subscription), the monthly equivalent of each subscription, next billing dates, and totals for next month. Pause a subscription to keep it listed without counting it.